以下內容整理自官方條款與商品說明；理賠以正式條款與保險公司核定為準。
來源：保險公司官方商品說明，由 Ultra Advisor 整理。
被保險人於本附約有效期間內遭受條款第二條約定的意外傷害事故，自意外傷害事故發生之日起一百八十日以內，經登記合格的醫院或診所治療且確定因意外傷害事故蒙受骨折者，本公司按下列骨折別所定日數乘其診斷確定當時保險金額的百分之五給付骨折保險金。
前項所稱骨折是指骨骼完全折斷而言。如係不完全骨折，按完全骨折日數二分之一給付；如係骨骼龜裂者按完全骨折日數四分之一給付，如同時蒙受下列二項以上骨折時，僅給付一項較高等級的骨折保險金。
| 骨折部分 | 完全骨折日數 | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | 1鼻骨、眶骨〈含顴骨〉 | 14天 | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | 2掌骨、指骨 | 14天 | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | 3蹠骨、趾骨 | 14天 | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | 4下顎（齒槽醫療除外） | 20天 | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
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直接引自條款原文，附條號與頁碼；「…」表示節錄未完。
第二十四條 有下列情形之一者,本公司不負給付身故保險金或喪葬費用保險金、完全殘廢保險金的責任。 一、要保人故意致被保險人於死。 二、被保險人故意自殺或自成附表二所列完全殘廢程度之一者。但自本附約訂立或復效之日起二 年後故意自殺致死者,本公司仍負給付身故保險金或喪葬費用保險金之責任。 三、被保險人因犯罪處死或拒捕或越獄致死或致成附表二所列完全殘廢程度之一者。 前項第一款及 第二十七條情形致被保險人成附表二所列完全殘廢程度之一時,本公司按 第十七條的約 定給付完全殘廢保險金。 因第一項各款情形而免給付保險金者,本附約累積達有保單價值準備金時,依照約定給付保單價值準 備金予應得之人。 除外責任(二)第 24 條 條款第 8 頁
這張商品的條款全文共 43 段。登入後可以直接對它提問（例如「住院 3 天門診手術賠不賠」），AI 會引用條文逐條回答；也能跟同類商品逐項對照、用官方費率表逐格試算保費。
免費註冊，對這張條款直接提問7 天免費試用，不需信用卡。Ultra Advisor 為獨立工具，不販售保單、不收取佣金。
本頁資訊為條款與官方商品說明之自動整理，可能有遺漏或抽取誤差；實際理賠以保單條款與保險公司核定為準。資料覆蓋總覽｜保險知識庫｜條款查詢工具